INGREDIENTS
4 oz
Neufchatel (reduced fat cream cheese, softened)
1/2 tsp
salt
1/2 tsp
garlic powder
1/2 tsp
cumin
Fresh ground pepper (to taste)
1/4 cup
prepared salsa
1 15 ounce can
black beans, rinsed and drained well
1 16 ounce can
pinto beans, rinsed and drained well
1 16 ounce can
refried beans
1 cup
shredded cheddar cheese (divided)
1 cup
shredded pepper jack cheese (divided)
1/4 cup
chopped green onion (for garnish)