Oat, Chocolate Chip, Butterscotch Bars

INGREDIENTS

1 cup

Oats, quick cooking or old fashioned

1 cup

All-purpose flour

3/4 cup

Brown sugar, firmly packed light

1 cup

Dark chocolate chips

3/8 tsp

Salt

1/3 cup

Coconut, flaked sweetened

1 cup

Pecans or walnuts, toasted and chopped

1 stick

Butter, unsalted

1 14 ounce can

Eagle brand sweetened condensed milk

2/3 cup

Butterscotch chips