Broccoli Blue Cheese Bake

freshsmall broccoli florets

butter

large garlic cloves (, minced (if you love garlic use 2 cloves))

all-purpose flour

cream cheese (, softened)

blue cheese crumbled ((for a milder blue cheese flavor reduce to 1/3 cup))

milk or light cream

fresh ground black pepper (, to taste)

Ritz butter cracker crumbs ((a little shy of two sleeves of crackers))

butter (, melted)