Vegetarian Chili With Winter Vegetables

recipe simmered pintos

grapeseed, sunflower or canola oil

onion, finely chopped

large or 2 medium carrots, cut in small dice

red pepper, diced (optional)

large garlic cloves, minced

mild ground chili (or use hot, or use more)

lightly toasted cumin seeds, ground

chopped tomatoes

dried oregano, preferably Mexican oregano

tomato paste dissolved in 1 cup water

diced winter squash (about 3/4 pound)

Salt

chopped cilantro

Grated cheddar or Monterey Jack, or crumbled queso fresco for garnish (optional)