Refried Beans

INGREDIENTS

2 tsp

olive oil or bacon drippings ((for sauteing))

1 1/4 cups

chopped yellow onion

1 1/2 tbsp

minced garlic ((4 cloves))

carton low-sodium chicken broth

8 cups

water

3 3/4 cups

(1.5 lbs) pinto beans, (rinsed well and drained)

Salt and freshly ground black pepper

1 tsp

ground cumin

1 tsp

chili powder

1/4 cup

bacon drippings* or butter

1 cup

shredded cheddar cheese (I use medium), (then more for serving if desired)