White Bean Soup with Garlicky Croutons

INGREDIENTS

5 tsp

olive oil, divided

1 cup

peeled chopped carrots

1/2 cup

chopped yellow onion

2 tsp

minced garlic, divided

2 cups

unsalted chicken stock

1 cup

water

1/2 tsp

black pepper

3/8 tsp

kosher salt

2 15 ounce cans

unsalted cannellini beans, rinsed and drained

4 cups

stemmed chopped curly kale (about 1 bunch)

1/2 cup

whole milk

1 oz

Parmesan cheese, finely grated (about 1/4 cup)

3 oz

whole-wheat baguette, cut into 1-in. pieces (about 1 cup)