Chocolate Peanut Butter Dream Bars

INGREDIENTS

1 16 ounce package

peanut butter sandwich cookies (like Nutter Butter Cookies), divided

1/4

cup (1/2 stick) unsalted butter, melted

1 3.9 ounce package

JELL-O Instant Chocolate Pudding Mix (not sugar-free)

1 1/2

cups cold milk (use cow’s milk; pudding won’t set up with soy, almond, cashew milk. I used 1% cow’s milk)

ounces PHILADELPHIA cream cheese, softened (not lite)

1/2

cup confectioners’ sugar

heaping 1/3 cup creamy peanut butter (not ‘natural’)

tub COOL WHIP Whipped Topping, thawed and divided

1/4

cup milk or semi-sweet chocolate chips

1/4 cup

peanut butter chips