INGREDIENTS
1 serving
rib tips
101
rib tips
1
extra firm tofu
11
brewed House Blend
12
caviar alternative
13
store bought phyllo
16
store bought phyllo
22
store bought phyllo
23
food dye
26
date
27
full-fat milk
28
half n half
31
rye meal
32
veggie lunch meat
33
cupcakes
34
bread
40
brewed House Blend
41
fruit
44
garden cress seed
51
big shells
52
extra firm tofu
55
brewed House Blend
56
spare ribs
58
rice paper
1 serving
rib tips
59
rice paper
64
rice paper
74
store bought phyllo
75
self raising flour
77
bread crumbs
78
coffee beans
81
club soda
98
brewed House Blend
100
potato
1 serving
whether you are tackling your debt
1 serving
but
1 serving
close to it
1 serving
into your savings account
1 serving
the key to being very successful
1 serving
trying something
1 serving
choose items from this list that you want to begin
1 serving
as
2
manually done
3
use financial software
4
contact your utility company to see if they have a monthly budget plan
5
turn off the lights when you leave the room
7
create a budget that includes all of your current debt
8
write down all of your sources of income and calculate exactly how much money comes into your home each month
9
if cable tv costs a lot
10
landline? you don't need both
14
if walking isn't an option
15
instead of paying
17
when it comes to spending your money
18
limit how much you spend on dining out. try $50 a month
19
use credit wisely and make sure you have a definitive plan on how you will pay off the amount you spend
20
save first. every month when you pay your bills
21
check your furnace and air conditioner every year to make sure they are working properly. regularly clean any filters
24
reduce the amount of money you spend on gas by driving carefully and always ensuring that your tires are balanced and maintained
25
save money on groceries by shopping
29
reduce the number of clothing items that you buy that are “dry clean only
30
drastically reduce your grocery bill by going grocery shopping after you eat instead of on an empty stomach
35 larges
make batch meals
36
use public transportation
37
sew your own clothes
38
sell clothes you no longer wear
39
sell those expensive purses to a consignment shop
42
host potluck parties instead of paying
43
if you do use credit cards
46
47
instead of buying another book
48
start a hobby you can do at home instead of spending money going out to clubs and movies
49
hold a garage sale
50
set money aside every month
53
shop around
54
avoid atm fees
57
repair household items whenever possible instead of buying new ones
60
consider a basic cell phone instead of 1
61
tacos
62
if you need furniture
63
borrow them from the library
65
when it comes to entertainment
66
make your own at home
67
less ingredients
68
throwing out the old ones
69
avoid late fees and interest charges by paying your bills on time each month
70
shop
71
invite friends over and watch movies at home instead of going to the theatre
72
the most powerful laptop out there
73
make your own cleaning supplies
76
when dining out
80
do your own personal tax returns
82
shop online
83
need a new appliance
84
stop going to the mall just to hang out. chances are you are spending money unnecessarily while you are there
85 larges
are you an impulse spender? stop it! people that are focused on frugal living plan every purchase
87
if you are going on a trip
88 smalls
rent out your current place and move to a smaller home
89
at least 3 days a week
90
plan to do your errands and appointments in one day and plan out your route so that you are not darting around the city
91
stop smoking
92
make use of foods before they go bad
93
94
household items
95
borrow from a neighbour
96
when shopping avoid all buy now pay later financing plans
97
want to redecorate your home
99
create a maintenance plan
101
cook