INGREDIENTS
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how we live on less than $ a month
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the simple life
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food
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house
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how we live on less than $ a month
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today i'm sharing what our average monthly budget looks like and how we live on less than $ a month. eeek! i'm a bit nervous
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i'm sharing it in hopes that it might inspire you to find ways to cut certain parts of your spending and because seeing how we handle our money might give you ideas of how to handle yours
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the very best things you can do to start getting a handle on your finances is track your spending! you can download and print my free spending tracker printable and take action today
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we live in a very low cost of living area in west michigan
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spend above this bare bones budget
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reasons your grocery bill is too high
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our average budget - how we live on less than $ a month
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we decided to purchase a foreclosure home when prices were low and we had help from a local nonprofit to make the house livable
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natural gas: $
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we each have a super basic “non-smart” cell phone. no texting plan
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we share one car which also saves a ton
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high deductible insurance
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meal planning is one of the most important things we do to save money on groceries. you get the weekly meal plan printable i use each week by entering your info below
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this is the first place we cut back if we need to
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this is just a mini-buffer
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water & trash city bill: $
10
house repairs: $
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grand total: $
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inspiration if you're trying to live on less
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debt payoff tips everyone use
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practical ways to improve your home
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money
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life
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work at home
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shop
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i'm not sharing this because i think it's possible
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obviously
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if you are searching
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our budget is
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we don't have a car payment and we pay our credit card off completely every month
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our budget stays relatively the same month to month because we have separate
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budget grocery list: $ a week
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habits of frugal people
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how to stop eating out: break the habit
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mortgage: $
91
electric: $
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on a budget plan to keep it the same every month
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on a budget plan to keep it the same every month
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cell phones: $
52
internet: $
77
car insurance: $
62
health insurance: $
40
gas: $
180
groceries: $ or $45.00/week
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toiletries: $
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our grocery budget is
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eating out: $
15
extras: $
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ways to create sinking funds
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sinking funds you may need in your budget
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i highly recommend using capital one to create sinking funds
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i plan our budget monthly
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i have used capital one
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medical: $
20
car: $
40
mozzie : $
15
gifts: $
20
christmas: $
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life insurance: $
100
giving: $
25
grocery trip to the city: $
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save it
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ways to not spend money
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frugal habits we've built into every day
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⇒ leave me any questions in the comments! i try to answer them all
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feature image background from vecteezy.com
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share281
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❮❮ previous post
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me
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recommendations
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contact
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disclosures & privacy policy
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