Chocolate Peanut Butter Dessert

all purpose flour

cold butter (diced)

chopped cashews (or the nut of your choice, divided)

pkg cream cheese (softened)

creamy peanut butter

confectioners sugar

container frozen whipped topping (thawed)

cold milk

small pkg chocolate instant pudding mix

small pkg vanilla instant pudding mix

chocolate bar made into curls or chopped for a topping