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30 Ways to Lower Your Monthly Bills

centsiblyrich.com
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INGREDIENTS

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ways to lower your monthly bills

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gold ira companies

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online stock brokers

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gold hub

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you are here: home / guides / ways to lower your monthly bills

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ways to lower your monthly bills

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i know: spending less money doesn't sound like a ton of fun--at first glance

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but here's the deal: the better you get at learning to lower your monthly bills

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free to sign-up cancel subscriptions

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save money on fluid expenses

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save some cash on your heating and ac bills by keeping it a little bit colder in the winter and a little bit hotter in the summer

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buy led bulbs

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led bu last up to 50 times longer than incandescent bulbs

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ease up on water usage

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all of these water-saving tactics will result in money savings if you have a municipal water supply

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if you've got “free” water

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i saved over percent on my trash bill by doing so. often times

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weekly meal plans

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free meal plans

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free day trial customized meal plans

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real plans is a meal planning app and website that strea ines your weekly planning

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another tip i use to save money on groceries is to base my menu plan and weekly shopping list around what's on sale

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if strawberries are on sale

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free to download cash back

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stores change their prices all the time. get money back on price you didn't even know

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there are certain food purchases that are total “budget busters”. you'll save more money on groceries if you try and keep these purchases to a minimum--or avoid them altogether

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processed meals

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snack foods like chips and baked goods

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yes

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we always make baked goods from scratch--it's cheaper and better

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budget experts love to tout buying generi however

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worse

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we like to make it a fun little game to try out generic brands of different foods. if we like them

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top cash back network

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free to join cash back

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as a fire enthusiast

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get your tires rotated and balanced every six months. change your oil regularly

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do you live in an area

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you'd have to add up the cost of rideshare services--including tip--to do a price comparison

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free to join rides within minutes

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i made the switch and haven't looked back

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have a closet swap party

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my coworkers holds an annual closet swap party. everyone brings 3 items from their closet they no longer wear

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we have some wine and some appetizers. then we go “shopping

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everyone leaves

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yep--just live off of what you own and appreciate what you have. then take the money you would have spent on clothing and use it to better your money situation

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hint: try local garage sales--especially city-wide sales--as another option

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to the clearance rack

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lots of visits to the clearance rack. you can't beat clearance racks

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there's no arguing that raising kids is expensive. the usda tells us it costs over $230

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i made a rule when the kids were young that i'd only purchase non-necessities like toys

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other jobs

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i found this to be a great way to limit non-necessity spending--and to get chores done that i needed to be done but didn't have time to do

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two big-ticket name brand items

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off clearance racks

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save money on fluid expenses

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as a part of this process

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what i found was shocking. i “thought” i was spending $100-$

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start keeping an eye on my spending by using a spend tracking spread

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access to free tools fees

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gym memberships be great--if you use them. getting--and staying--healthy is a great way to minimize medical expenses

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join a workout club such as a running club--they're usually quite a bit cheaper than gym memberships

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how cutting your kids' hair yourself

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free entertainment options

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if i'm feeling extra extravagant

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this article on things to do on a money-free weekend will give you plenty of other ideas

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free to join free gift cards & cash

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start packing your lunch

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why not start packing your lunch and snacks

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bring leftovers from the previous night's dinner. make a sandwich. bring your coffee from home

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four to work each day as a snack

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not sure packing a lunch every day

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use these tips to lower your monthly bills. then take the hundreds of extra dollars you'll have each month and invest it

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invest in the stock market. buy a rental property. just find a way to make it grow and earn you some com interest

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top finance blogs

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retirementinvestments

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buyer guides

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investment newsletters

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bitcoin ira companies

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resources

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retirement hub

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cry hub

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by laurie blank

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some of the in this post are from our sponsors. we provide you

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do you ever feel like your money just flies out the window as fast as it comes into your pocket

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like you just aren't saving money as fast as you'd like to

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so start envisioning a plusher net worth and try these cost-cutting on

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best app

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download

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view all your finances in one place

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lowering monthly bills overview

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save money on housing costs

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save money on groceries

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save money on transportation

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save money on clothes

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save money on kid expenses

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get off the couch and start lowering your monthly bills

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save money on housing costs

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rent

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consider geoarbitrage

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in a nutshell

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or

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moving further from family

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friends. but if you do it right

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put on your dad hat and stop using so much electricity

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something happened to me when i became a homeowner. i suddenly became very aware of how much electricity costs

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adding four kids into the mix made me hyper-vigilant. soon i was following them around the house

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but you know what? it worked

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by working to not use electricity where it's not needed

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that's a savings of over $

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turn the thermostat down

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your body will adjust to the different temperatures soon enough

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turn your faucet down when you're doing dishes. don't leave the faucet running when you brush your teeth

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eliminate lawn watering

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shop around

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if you don't have city-led trash service

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save money on groceries

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i'm a mother of four that feed her family on less than $ a month--and largely foods at that

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here are some of my tricks

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use a menu plan

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as you shop

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this will help you avoid improm drive-thru

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take advantage of sales

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when something we use regularly goes on sale

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know where the prices are lowest

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when it comes to buying groceries

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i know which stores have the items we buy at the best deals

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four different stores. however

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recommended app

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download

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stay away from budget busters

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sodas and energy drinks

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dinners

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if not

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join now

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shop smarter

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save money on transportation

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transportation be another budget-busting expense

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get rid of the car payment

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if you love your money and having more of it

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if you've given in to the mindset that says you'll always have a car payment

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search until you find a well-running car you pay cash for. don't be concerned

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simply look

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i'm willing to bet you'll be very happy

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keep your car properly maintained

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keeping your car properly maintained is another money saver

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even though it might feel like you're spending more money at the outset

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replace brakes

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taking care of your car is like taking care of your body: preventative usually help you avoid expensive repairs

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use public transportation

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subway to get to work

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you'll save money on gas

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weigh out the costs of using public transportation as opposed to driving yourself and see how much you save

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bike when possible

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biking has a two-fold benefit

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first

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bonus benefit: you get more time to enjoy the scenery on the way to your destination

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use a rideshare service

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how carpooling

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lyft when you go places

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however

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rideshare company

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download

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become a driver and earn money on your schedule. uber is finding you better ways to move

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trade your car in

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could you be driving a more fuel-efficient car to save money

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some people need larger vehicles

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however

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car makers are focusing more each year on producing more fuel-efficient vehicles in all sizes

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do some research and see how much money you save by switching to a more fuel-efficient vehicle

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comparison shop

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in 2016

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after looking at different companies

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since then

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do some shopping around and see what you find. just be sure you're comparing the same type of coverage as you shop

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save money on clothes

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clothing be expensive--especially if you are hooked on expensive name brands

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but even if you are

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here are some of our favorite ways to save money on clothing expenses

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go on a new clothing fast

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how going on a one-year clothing fast

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shop at thrift stores

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my oldest daughter--a 20-year-old--has fallen in love

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she has a spot

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the clothes are cute and she gets them at a tiny fraction of the price she'd pay new

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i don't know what it is

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how do i keep my clothing allowance in line

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hit them at the right time and you get off on retail prices

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as my mom likes to joke

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save money on kid expenses

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how you help trim that number down

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here are some ideas

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limit extracurricular activities

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studies show that extracurricular activities have a very positive effect on a child's self-esteem and confidence

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however

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way to combat those expenses is to limit extracurricular activities to one

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however

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you fill their time

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set limits on non-necessity purchases

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another popular trend in parenthood is to give your kids everything they ask for

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mowing the lawn

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babysitting

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cleaning

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washing the cars

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give your kids a clothing allowance

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annual clothing allowance limit. my mom did this

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she set us an annual limit at school shopping time in august. we were allowed to spend the money any way we wished

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this tactic helped mom keep her budget in line and helped us learn responsible spending too

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non-necessity purchases make a major disaster out of one's budget. in 2013

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the number was closer to $ a month

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i “thought” i was spending $ a month on groceries. i was spending $900 a month

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spending category showed the same story: much higher spending than what i thought i was spending

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suddenly

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eliminate non-necessity spending

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here are some non-necessity expenses you ditch in order to make your bank account fluffier

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robo-advisor

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open account

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re-think your gym membership

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however

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if you don't use your gym membership

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switch to a cheaper gym

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in local parks

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ask if your current gym has a cheaper membership option

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see if you add a friend to the membership and the cost

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my guess is that even if you do work out regularly

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find cheaper beauty and self-care options

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salon costs

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now

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but there are other ways i reduce beauty and self-care costs--and you too

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facials at home

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youtube video show you how to do that properly

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or

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need that monthly massage to reduce stress

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ask your partner scheduling massage appointments

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again

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entertainment costs ruin a budget pretty quickly--especially if you have kids

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as an example

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we an air-popper

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instead of going out to eat

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we make it

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biking trails is another idea

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recommended resource

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sign up now

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to get started earning money watching videos

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if you work outside of the home

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yes

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however

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two days a week and work up from there

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pay off your debt

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the biggest ways to save a lot of money fast is to pay off your debt. let me give you an example

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let's say you've got a credit card

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your minimum payment on that card will be $

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it'll take you d ens of years to pay off that card if you're only paying the minimum payment. and you'll spend thousands of dollars on interest charges

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zero-interest introductory rate credit card

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then get that card paid off as soon as humanly possible

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get off the couch and start lowering your monthly bills

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it in cd at one of the banks

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then watch as your net worth gets bigger each and every year

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truebill

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truebill is a personal finance app that monitors and cancels subscriptions

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ge started

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share5

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share

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want to invest

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follow us on social media

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youtube

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