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My Guide to Being on a Budget

www.askawayblog.com
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INGREDIENTS

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big news

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the due date

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in order to make a budget you will need to first figure out your monthly income. this would be the money you make on a regular set basis - like your paycheck

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put all of these categories into an excel spread as a budget

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you get my free budget template here

2018

this post was last updated september 28

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i have been on this system

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so without further ado i present the ask away guide to being on a budget

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track your debt

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note: these are not actual amounts i owe

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debt you pay down each month

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minimum payment

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total amount you owe

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make a list of how you spend

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groceries

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dining out

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fun money

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clothing

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pet supplies

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medical expenses

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vet appointments

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car expenses

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gas

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miscellaneous

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you may need to print out bank statements and look at all your expenses and decide what category each one is

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look at what you spent on them and figure out which ones actually be thrown out

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this will leave you

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make a budget

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note: these are not my actual expense amounts. they are just an example

300

groceries

80

fun

40

savings

100

debt

40

vet

100

car & insurance

20

dining out

20

miscellaneous

60

pet supplies

60

medical

500

rent

80

cell

100

gas

155

parking

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i also included fixed expenses such as my phone bill

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but