INGREDIENTS
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big news
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the due date
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in order to make a budget you will need to first figure out your monthly income. this would be the money you make on a regular set basis - like your paycheck
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put all of these categories into an excel spread as a budget
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you get my free budget template here
2018
this post was last updated september 28
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i have been on this system
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so without further ado i present the ask away guide to being on a budget
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track your debt
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note: these are not actual amounts i owe
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debt you pay down each month
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minimum payment
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total amount you owe
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make a list of how you spend
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groceries
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dining out
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fun money
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clothing
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pet supplies
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medical expenses
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vet appointments
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car expenses
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gas
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miscellaneous
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you may need to print out bank statements and look at all your expenses and decide what category each one is
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look at what you spent on them and figure out which ones actually be thrown out
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this will leave you
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make a budget
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note: these are not my actual expense amounts. they are just an example
300
groceries
80
fun
40
savings
100
debt
40
vet
100
car & insurance
20
dining out
20
miscellaneous
60
pet supplies
60
medical
500
rent
80
cell
100
gas
155
parking
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i also included fixed expenses such as my phone bill
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but