Sophie Moura

the rich girl's money rules to live by

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the rich girl's money rules to live by

want to earn more? spend smarter? live a glamorous life? take charge of your money

then: invest in real estate

the american dream is changing: people have lost so much money buying homes. the new key is job stability and a solid savings account

almost-free ideas & guilt-free splurges

buy flowers. they'll do wonders

skip the shopping cart unless you've got a family to feed. you'll buy percent more

perimeter-shop. brand-name processed foods live on the store's inner aisles

save your recei stores from banana republic to target have 14-day price-adjustment policies. if your purchase goes on sale

the luxury: regular mani-pedis

the score: have a party! invite girlfriends over and hire a nail artist to snag a group rate to among your pals

the luxury: cool trips

fun ways to make an extra

$ clean house: weed out your closet and visit resaleshopping.com to find local consignment shops; sell old electronics on gazelle.com; visit textbookbuyer.com to unload college books

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by

sophie moura

jan 25

bill diodato

women and money by the numbers

we peeked into the wallets of u.s. women ages see how you stack up

credit cards

3%have credit-card debt of $10

3%saved up at least three months' expenses

the new money rules you know how not everything your parents told you is true? that goes

now: rent

— farnoosh torabi

then: go to graduate school

now: take an adult-education course

we all used to just assume we'd pay

— catey hill

marry up

now: be your own breadwinner

man is not a financial plan. so many women's husbands and boyfriends have been laid off. it's more important than ever that we take charge of our own finances

— manisha thakor

the biggest money mistake you make

bill diodato

spend smarter

money-savers.

work the web

download these apps

make changes at home

little treats to make you feel like a million

just have the latte. don't deprive yourself. if you want it

shop

outsmart the stores! save every time you shop

pass up samples. eating releases dopamine

shop solo. browsing

bill diodato

twice-weekly blowouts

the luxury: fabulous pad

find nice digs somewhere less central

the luxury: blowouts

the score: negotiate a special price at your salon

the score: follow overseas exchange rates

the luxury: personal trainer

the score: your sessions

my money secrets

i love collecting dishes and odd little shops

rebecca minkoff

save

nicole lapin

the on-sale tissues

sloane crosley

inves in a statement piece: "i a chanel bag. it cost a fortune

jenn hyman

pump up your paycheck

$ cash in where you hang out: always at your fave café? pick up some shifts to earn money