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INGREDIENTS

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remember how teachers used to hold the threat of a file that would follow us around

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it didn't take long

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entries are made in this section whenever someone requests a review of your credit report. such inquiries fall into one of two categories—soft

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these will diminish your score—exce a cluster of them all occurring within a short period of time from a specific type of lender—or

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make sure all the accounts you've closed are listed as such and verify all active accounts were opened by you. this is key to spotting identity theft

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this section will contain notations when you've filed

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inaccuracies in this section

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an annual review of your credit report is key to ensuring your credit history reflects your actions. there are many ways interlopers usurp your name these days and use it to their own ends

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in short

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smart ways to get a home ready

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next post: easy ways to rock day trading

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download the free colorable productivity planner to get your life more organized. sign up as a newsletter insider today

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insights. ideas. improvements

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you are here: home / lifestyle / money / what to look

2020

october 29

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just so you know

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personal information

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this is where you ensure it really is your report. lots of people have similar names; some even have similar social security numbers

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it's easier than you might think

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you should also make sure all of the listed addresses match your residence history

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inquiries

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these requests do not affect your credit score

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reporting agencies assume you're shopping

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credit history

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verify all listed accounts are yours. review the status of accounts you share

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pay particular attention to total loan amounts

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public records

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so

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errors here could also lead to unpleasant financial consequences such as wage garnishment. trust me— if it's within your means

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have you ever been a victim of fraud

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related posts

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you may be interested in these posts from the same category

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new homeowner security and safety features

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our favorite family boating activities

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how to cope when hit

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securing your financial future: advantages of being a homeowner

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how to compliment your home decor

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diy family cookbook gift idea

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previous post: « a beginners guide to international business trading

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every day is another chance to get stronger

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