Individual 7 Layer Bean Dips

refried beans

taco seasoning (, recipe follows in notes (or to taste))

medium ripe avocados

fresh lime or lemon juice

Salt and freshly ground black pepper (, to taste)

sour cream

thick and chunky salsa ((optional, I prefer it without))

finely shredded cheddar cheese ((4 oz))

large Roma tomatoes (, diced)

black olives (, diced)

green onions (, diced)

Also needed (, 8 (9 oz) cups)