Jamaican Red Beans and Rice

coconut oil (or canola)

garlic clove, crushed

onion, minced

scallion, chopped

sprig fresh thyme

can red kidney beans, rinsed and drained

uncooked long grain rice

salt and fresh ground pepper,

water

can (1 3/4 cups) light coconut milk

whole scotch bonnet hot pepper (not chopped)