Creamy Broccoli Cauliflower Soup

quarts. water ((you can also use chicken broth))

chicken bouillon ((or 6 bouillon cubes))

broccoli (fresh or frozen)

cauliflower (fresh of frozen)

carrots (diced (optional))

garlic powder

white pepper

salt

butter

heavy cream

Velveeta cheese (cubed)

Swiss cheese (shredded (you will need to get a block of Swiss and shred it))

butter ((1 cube))

flour

shredded cheddar cheese (for garnish)