Creamy Cauliflower Gratin

INGREDIENTS

2 lb

cauliflower florets (or 1 large head cauliflower, cut into florets)

2 tbsp

butter

3 tbsp

all-purpose flour

2 cups

milk (reduced fat or whole, warmed in microwave for approximately 1 minute)

1 tsp

salt

1/2 tsp

fresh ground pepper (or to taste)

1/8 tsp

nutmeg

1/2 cup

shredded sharp cheddar cheese

1/2 cup

shredded Monterey jack cheese

1/3 cup

Italian style Panko bread crumbs

1/3 cup

grated or shaved Parmesan