No Bake Banana Pudding Dessert

INGREDIENTS

1 cup

vanilla wafers (crushed)

2 tbsp

butter (unsalted, melted)

4 oz

cream cheese (low fat)

1/4 cup

powdered sugar

1 cup

Cool Whip (fat free )

2 oz

jell-o vanilla pudding ((2 packages, each package contains 4 servings, 1 oz or 28 g each package))

2 cups

milk

2 cups

Cool Whip (fat free )

med bananas (sliced)

2 tbsp

chocolate (shaved or toffee bits)