Baked Macaroni & Cheese

INGREDIENTS

1 lb

elbow macaroni

1/4 cup

butter

3 tbsp

flour

2 1/2 cups

whole milk (if you must, you can also use 1% or 2%)

1 cup

Monterey Jack cheese (freshly grated)

1 cup

Colby cheese (freshly grated)

1 cup

sharp cheddar cheese (freshly grated (divided))

1/2 tsp

salt (plus more to taste)

1/4 tsp

white pepper (black is fine too)